Tag Archives: self-employment

People celebrating an engagement, representing the financial planning conversation every couple should have

Getting married: what your accountant wants you to know

Me and the hairdresser are often the first to find out. Before the engagement has been announced on Instagram. Sometimes before the future in-laws have been told. Through a client call, a message, an offhand question at the end of a meeting, I know. You and your partner are planning to get hitched. It makes [...]
Creative business owner working out her VAT

What to do if you can’t pay your VAT bill on time

Last time, I wrote about dodgy adverts promising non-existent VAT loopholes.   But what if your VAT bill has arrived and you haven't got the full amount?   Before you do anything, breathe. There are options here, and there's a sensible order to go through them. What HMRC doesn't do is shout any of this [...]
Restaurant owner thinking about VAT

Why your accountant asks so many annoying questions about VAT

You know what? I'm going to be that accountant today. The one who's a right pain about VAT. The one who asks awkward questions and wants to see the receipts. The one who, when you suggest a creative approach to your VAT return, goes very quiet. I have a reason for being that person. It [...]
Smiling woman serving a croissant

Making Tax Digital: what it actually means for you

Making Tax Digital for Income Tax isn't coming. For a lot of sole traders and landlords, it's already here. And yet most of the people I speak to still aren't quite sure what it means for them, what they need to do, or whether they should be panicking. (Spoiler: you shouldn't. But you should probably [...]
Employment

So, you’re thinking about going back to employment?

So, you’re thinking about going back to employment? Here at Fearless we understand that running a business can have its ups and downs. Given the current economic climate coming on the back of the COVID years, some of our clients have been investigating going back into employment. We asked Career Wing Woman, Laurie MacPherson, to […]