Category Archives: Creative Business

Creative business owner working out her VAT

What to do if you can’t pay your VAT bill on time

Last time, I wrote about dodgy adverts promising non-existent VAT loopholes.   But what if your VAT bill has arrived and you haven't got the full amount?   Before you do anything, breathe. There are options here, and there's a sensible order to go through them. What HMRC doesn't do is shout any of this [...]
Restaurant owner thinking about VAT

Why your accountant asks so many annoying questions about VAT

You know what? I'm going to be that accountant today. The one who's a right pain about VAT. The one who asks awkward questions and wants to see the receipts. The one who, when you suggest a creative approach to your VAT return, goes very quiet. I have a reason for being that person. It [...]

Children’s meals VAT cut: what it means for your hospitality business this summer

If you run a restaurant, café, or food-led pub and you have a children's menu, there's something worth knowing about this summer. The government has confirmed a temporary reduction in VAT on children's eat-in meals from the standard 20% down to 5%, running from the 25th of June to the 1st of September 2026. It's [...]
What's your money attachment style?

What’s your relationship with money really like?

This weekend, restaurants in Glasgow’s Finnieston will be packed. Some couples will be gazing into each other's eyes over candlelight. Others will be staring at the menu, desperate to avoid eye contact. Valentine's Day has a way of making us think about our relationships. But there's one relationship most of us never properly examine: the [...]
creative business

Creatives deserve to feel excited about their finances. Not wary.

Working with the type of brilliant minds we do, we’ve learned, most creative business owners have some trepidation over their finances. There’s a lot they’re unsure about and ultimately it results in them taking a step back from their finances. It means creatives are often undercharging, have a “keep their fingers crossed” attitude to cashflow […]