Category Archives: Tips

creative business

Been told “creatives don’t do numbers”? Let’s smash that perception.

“You’ve either got a numbers brain or a creative brain.” How many times have you heard that stereotype? It’s one that’s repeated in childhood, in the education system, in life.  Well, we’re here to clear things up once and for all: it’s totally and categorically false. Having worked with so many brilliant, creative business owners […]

How do I break up with my accountant?

How do I find a new accountant?

Thankfully, we live in a world that’s finally beginning to accept we should only keep things in our life that serve us. Great relationships, fulfilling friendships, a job with purpose – they’re what you deserve. However, some things just take longer for us to quality-check. Maybe it’s your bank, your phone plan, or the place […]

Government gateway

Adding Fearless Financials as your agent in your Government Gateway

Dealing with  HMRC can be a time suck for business owners. Luckily, we can help! Adding Fearless Financials as your agent means we can submit your returns directly to HMRC, check the information they hold to make sure there aren’t any issues, and talk to HMRC on your behalf. The quickest way to add Fearless […]


So, you’re thinking about going back to employment?

So, you’re thinking about going back to employment? Here at Fearless we understand that running a business can have its ups and downs. Given the current economic climate coming on the back of the COVID years, some of our clients have been investigating going back into employment. We asked Career Wing Woman, Laurie MacPherson, to […]

Applying for a mortgage

Top Tips When Applying For a Mortgage

Buying a house and applying for a mortgage can be a stressful time. Even more so if you can’t just rely on your last three payslips due to running your own business!  Due to time required to gather records, accountants generally charge to help with mortgage requests. Given the current climate, if you want to keep your costs […]

Why is my self assessment tax bill so high?

There’s nothing more stomach churning than a tax bill that’s far higher than you anticipated. If you’re not prepared, you can be left scrambling to get the necessary cash together, wondering where you went wrong, and dreading another unpleasant surprise in the near future. But taxes don’t have to be a shock. With the right […]

How do I complete my Self Assessment?

Self Assessment is the system used by HMRC to collect Income Tax from self employed people as well as those that receive other untaxed income from the UK like dividends from your own company, dividends from other companies, and income property. There are thresholds for some of these income types, and you can check if […]

Choosing a bank account

How do I choose the right bank account for my business?

Choosing a bank account for your small business can feel overwhelming. There are so many options out there, how do you know which is right for you? At Fearless Financials, we know it’s possible to find a bank that meets both your business needs and your ethical priorities. You can do what’s right for your […]