A temperature check, a catch-up, a refining of what we both need from the relationship, these MOTS ensure we’re all happy little choristers singing from the same hymn sheet, all year long. As you likely know, businesses and lives have a habit of rapidly changing. Demand for your service could suddenly explode, there might be […]
Category Archives: Tips
10
Sep
Sep
As the owner of a growing small business, you know how important it is to keep a handle on overheads. You’re juggling increased costs while running your creative venture, which often involves tough decisions about where to cut back. If you’ve seen Xero’s announcement about raising their prices from September, you may feel tempted to […]
11
Sep
Sep
“You’ve either got a numbers brain or a creative brain.” How many times have you heard that stereotype? It’s one that’s repeated in childhood, in the education system, in life. Well, we’re here to clear things up once and for all: it’s totally and categorically false. Having worked with so many brilliant, creative business owners […]
02
Jun
Jun
Thankfully, we live in a world that’s finally beginning to accept we should only keep things in our life that serve us. Great relationships, fulfilling friendships, a job with purpose – they’re what you deserve. However, some things just take longer for us to quality-check. Maybe it’s your bank, your phone plan, or the place […]
03
Apr
Apr
Dealing with HMRC can be a time suck for business owners. Luckily, we can help! Adding Fearless Financials as your agent means we can submit your returns directly to HMRC, check the information they hold to make sure there aren’t any issues, and talk to HMRC on your behalf. The quickest way to add Fearless […]
22
Mar
Mar
So, you’re thinking about going back to employment? Here at Fearless we understand that running a business can have its ups and downs. Given the current economic climate coming on the back of the COVID years, some of our clients have been investigating going back into employment. We asked Career Wing Woman, Laurie MacPherson, to […]
25
Jan
Jan
Buying a house and applying for a mortgage can be a stressful time. Even more so if you can’t just rely on your last three payslips due to running your own business! Due to time required to gather records, accountants generally charge to help with mortgage requests. Given the current climate, if you want to keep your costs […]
16
Aug
Aug
There’s nothing more stomach churning than a tax bill that’s far higher than you anticipated. If you’re not prepared, you can be left scrambling to get the necessary cash together, wondering where you went wrong, and dreading another unpleasant surprise in the near future. But taxes don’t have to be a shock. With the right […]
16
Aug
Aug
Self Assessment is the system used by HMRC to collect Income Tax from self employed people as well as those that receive other untaxed income from the UK like dividends from your own company, dividends from other companies, and income property. There are thresholds for some of these income types, and you can check if […]
16
Aug
Aug
Choosing a bank account for your small business can feel overwhelming. There are so many options out there, how do you know which is right for you? At Fearless Financials, we know it’s possible to find a bank that meets both your business needs and your ethical priorities. You can do what’s right for your […]