Category Archives: Small Business

How do I break up with my accountant?

How do I find a new accountant?

Thankfully, we live in a world that’s finally beginning to accept we should only keep things in our life that serve us. Great relationships, fulfilling friendships, a job with purpose – they’re what you deserve. However, some things just take longer for us to quality-check. Maybe it’s your bank, your phone plan, or the place […]

Why we carry out anti-money laundering checks during onboarding

Why we carry out anti-money laundering checks during onboarding

When you start working with Fearless Financials, we’ll perform anti-money laundering (AML) checks on your business. An AML check is an identity assessment to ensure the business owners and directors are who they claim to be. These checks are done using electoral and other online data and are completed in the background. This practice isn’t […]

Applying for a mortgage

Top Tips When Applying For a Mortgage

Buying a house and applying for a mortgage can be a stressful time. Even more so if you can’t just rely on your last three payslips due to running your own business!  Due to time required to gather records, accountants generally charge to help with mortgage requests. Given the current climate, if you want to keep your costs […]

changing accountants

Changing accountants. What do I need to do?

If you’re thinking about changing accountants, you may or may not have heard of the phrase ‘professional clearance’. A sort of courteous protocol between two accounting firms, it’s something the new accountant will have to do if you’ve made the decision to switch. This might feel like a big deal but it’s standard practice. Also, […]

How does the national insurance and dividend rise impact my small business?

The National Insurance Contributions (NICs) increased by 1.25 percentage points starting in April of 2022. After one year, starting in April of 2023, NICs will reduce once more and a new Health and Social Care levy will be introduced to collect the 1.25% instead. After a difficult 18 months of lost wages, staff shortages, and […]

Choosing a bank account

How do I choose the right bank account for my business?

Choosing a bank account for your small business can feel overwhelming. There are so many options out there, how do you know which is right for you? At Fearless Financials, we know it’s possible to find a bank that meets both your business needs and your ethical priorities. You can do what’s right for your […]