Yep, we’re officially in the thick of the cost of living crisis. It’s a nerve-wracking time for many entrepreneurs, with small business owners especially feeling the pinch. If you’ve had sleepless nights worrying about how you’re going to pay your suppliers or support your staff, we don’t blame you. It’s likely you’ve already looked at […]
Category Archives: Small Business
16
Jun
Jun
Working with the type of brilliant minds we do, we’ve learned, most creative business owners have some trepidation over their finances. There’s a lot they’re unsure about and ultimately it results in them taking a step back from their finances. It means creatives are often undercharging, have a “keep their fingers crossed” attitude to cashflow […]
02
Jun
Jun
Thankfully, we live in a world that’s finally beginning to accept we should only keep things in our life that serve us. Great relationships, fulfilling friendships, a job with purpose – they’re what you deserve. However, some things just take longer for us to quality-check. Maybe it’s your bank, your phone plan, or the place […]
25
May
May
When you start working with Fearless Financials, we’ll perform anti-money laundering (AML) checks on your business. An AML check is an identity assessment to ensure the business owners and directors are who they claim to be. These checks are done using electoral and other online data and are completed in the background. This practice isn’t […]
25
Jan
Jan
Buying a house and applying for a mortgage can be a stressful time. Even more so if you can’t just rely on your last three payslips due to running your own business! Due to time required to gather records, accountants generally charge to help with mortgage requests. Given the current climate, if you want to keep your costs […]
28
Oct
Oct
If you’re thinking about changing accountants, you may or may not have heard of the phrase ‘professional clearance’. A sort of courteous protocol between two accounting firms, it’s something the new accountant will have to do if you’ve made the decision to switch. This might feel like a big deal but it’s standard practice. Also, […]
10
Oct
Oct
We can’t believe it either, we’re writing to you about Christmas, but there’s a good reason! Like most top-notch accountants we like our clients to be ahead of the curve on all things tax related. Whether you like it or not, Christmas is going to be here in all its tinsley glory very, very soon. […]
10
Oct
Oct
The National Insurance Contributions (NICs) increased by 1.25 percentage points starting in April of 2022. After one year, starting in April of 2023, NICs will reduce once more and a new Health and Social Care levy will be introduced to collect the 1.25% instead. After a difficult 18 months of lost wages, staff shortages, and […]
16
Aug
Aug
Choosing a bank account for your small business can feel overwhelming. There are so many options out there, how do you know which is right for you? At Fearless Financials, we know it’s possible to find a bank that meets both your business needs and your ethical priorities. You can do what’s right for your […]