Author Archives: Fearless Financials

Business Cash Flow

5 Ways to Improve Your Business Cash Flow

As a small business owner, the survival of your business is highly dependent on your cash management. Often, you’ll hear a lot of discussion around increasing profitability to build your business, but profitability means nothing if you don’t have the cash in your bank account to cover costs or pay back debts when they’re due. […]

Why is my self assessment tax bill so high?

There’s nothing more stomach churning than a tax bill that’s far higher than you anticipated. If you’re not prepared, you can be left scrambling to get the necessary cash together, wondering where you went wrong, and dreading another unpleasant surprise in the near future. But taxes don’t have to be a shock. With the right […]

How do I complete my Self Assessment?

Self Assessment is the system used by HMRC to collect Income Tax from self employed people as well as those that receive other untaxed income from the UK like dividends from your own company, dividends from other companies, and income property. There are thresholds for some of these income types, and you can check if […]

Choosing a bank account

How do I choose the right bank account for my business?

Choosing a bank account for your small business can feel overwhelming. There are so many options out there, how do you know which is right for you? At Fearless Financials, we know it’s possible to find a bank that meets both your business needs and your ethical priorities. You can do what’s right for your […]